Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - SHOULD I FILE BANKRUPTCY? PLEASE READ!!!? - I had some medical mishaps about a year ago. One surgery that cost over 7000 and a bunch of other medical bills. I also had a car that I cosigned with my dad for. He ended up losing the car and now they are holding me resonsible for 8000 on it. I normally make around $12000 a year. I am actually on unemployment right now. I am in school and in a few years hope to start a good career. I am really scared bc I know that I can not afford to pay these bills. I know that they can later garnish my checks or sue me for the remaining money. Is it possible for me to file a chapter 7 bankruptcy and also would it be the better decision right now? Also, about how much would it cost me if i did do so. Thank you for taking the time to read this. God Bless. -