World Liberty Financial, a new crypto lending platform promoted by Donald Trump and his family, promises to return financial power to the people. However, a draft white paper obtained by CoinDesk reveals that 70% of the platform’s governance token will be held by insiders, raising questions about the platform's decentralization. In comparison, Ethereum allocated nearly 16% of tokens to insiders at launch. The project has attracted skepticism from industry experts and Trump supporters, with concerns over governance, potential hacks, and SEC scrutiny.