Business Insider contributor Elizabeth Aldrich writes about personal finance to make a living.
But oddly enough, Aldrich says she used to be absolutely terrible with money!
She didn't keep a budget, didn't track her spending, and was too scared to even look at her bank account.
She also carried balances on credit cards, and never put any of her money into savings!
Fortunately, she broke each bad habit. She now uses a budget software program, and automates her bill pay and savings deposits.