Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is it better to finish getting my wages garnished or file banruptcy? - I was younger I had a car get repo the total amount owed is 16,000, they began garnishing my wages earlier this year. Also recently seperated from my husband and he stopped paying the jewelry acct totaling 8,000. Would it be best to file bankruptcy? Oh! I only make 15,000 - 25,000 a year. -