Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How long does it take after being served before wages are garnished and do they notify you before they do? - About three months ago my husband was served by a creditor and given a month to send in a written response. We are in a bit of debt and after being served we attained a bankruptcy lawyer who said not to send in a response only problem is he still hasn't filed our bankruptcy with the court yet. So im wondering how long does it take after being served before wages are garnished and do they notify you before they do? -