Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Are joint accounts required to be listed when filing for bankruptcy in Maryland? - I am going to file chapter 7 bankruptcy in Maryland and I have a joint credit card between myself and my son. What I would like to do is keep the credit card so I still have something for emergencies after I file bankruptcy. Do I have to list the joint account when filing bankruptcy? Because I would like to keep it open and keep making the payments as usual, and if I did list it could that effect my sons credit, even if he makes the payments, since he is joint on the account? -