Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - One Spouse Filing Bankruptcy. Would A Joint Car Be An Asset? Would it affect the spouse's credit not filing? - If only one spouse is filing but the vehicle is jointly owned, the filing spouse's half of the equity in the vehicle would be an asset.

The credit report of the non-filing spouse is not normally supposed to be affected by the bankruptcy of the filing spouse, but if there is a vehicle involved that is jointly owned, depending on the treatment of the vehicle in the filing spouse's bankruptcy, there could be a notation that appears on the non-filing spouse's credit report. It should not affect the non-filing spouse's credit score. -