Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - My father is a Borrower, and I am a Co- Borrower on a VW lease. I'm looking to file bankruptcy.? - What exactly does co-borrower mean? My credit was very bad and I needed transportation to and from work and this was the only way the VW dealer told me we'd be able to get the lease. If i cliam bankruptcy, will this affect my fathers credit? -