Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What program is the best to try and go through to get approved, or assistance buying a first home? - We are a family of 4, late 20's early 30's. Both went through bankruptcy over 5 years ago. Unmarried. 2 children. Just tired of renting. We make about 60k a year collectively. We don't want to cheat any systems and claim that she is a single mother, but it's been suggested to try and get on some kind of charity program. Just seems every time we try and do it the honest way, we get turned down. Seems it doesn't matter if you can afford your payments or not. -