Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How to get approved for a Mortgage after Bankruptcy? - Unfortunately I had to declare bankruptcy in 2007. I do have an over due bill but, I plan on paying that next month. I have no credit cards & pay in cash all the time. So, as of Next year 2012. I would have worked at my job for over 1+ years. In 2012, It will be 5 years since my Bankruptcy. At that point, I would have rented an apartment for 2+ years. I paid every single rent, phone bill payment on time with money saved up in the bank. No money owed. My question is what that understanding, how would I go about getting approved for a mortgage to purchase a house? I realize, I have to get that one bill paid off in full. But are there any other steps I can take to help me? -