Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should he go bankrupt ? - My brother, 47, is going to see a lawyer about bankruptcy, chapter 13. Four years ago he went chapter 7. He has money problems. He is on his own. He lives in a different state, Minn, and has an 8 year old son that he has over every other week. He pays child support of $150 weekly. He tries to be a good dad to his troubled son. He works in printing at a plant in St. Paul with a rotating shift, and works hard earning $17 /hr. He lives alone and pays $620 for rent. He lost his new car to the repo man, isn't very good with his money and accrued $18,000 in debts. He is being sued by a creditor whom he owes $2,000. They offered to settle for $1,000 with two payments of $500. He is paying off $3,000 in back taxes at $50/month. He is thinking of filing for chapter 13 to pay off these debts and get back on his feet. He wants to get a part time job, but the odd rotating shift makes it hard for him to do so. He doesn't have any support system, so what should he do? -