Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Just served with a judgment on a credit card. how will they get me to pay this? - Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report? -