I'm a stay at home mom with my own independent business. <br />I have 3 lil ones, 9, 8 and 5 and 3 teens, twins 14 and my eldest 15. Fhew, hard work I tell you, hehe. I'm born and raised and still residing in the beautiful island of Oahu, Hawaii. I look forward to helping you in a way I can. ;) My job in my business is to help people do 1 of 4 things or ALL if that's what they choose. <br />SAVE money- On just about everything you buy, do or pay for. <br />MANAGE money - Our software with max security like any online bank will help you manage your money better: Keep track of your money coming in and out of your accounts, create a budget, get rid of debt in 1/2 the time saving you thousands of dollars in interest, of course catered to how you want to do everything) <br />Then as an added bonus theres: <br />EARN CREDITS - Everytime you shop within your very own HUB marketplace that you'll get OR when you share a great deal.. You would earn credits that you could use to purchase anything within your very own HUB marketplace (it's just like shopping on ebay or amazon) <br /> <br />OR last but not least, as an added and optional bonus, you could become an I.B.O (Independent Business Owner) and earn real commissions that you could use anywhere. (NOT just in the HUB) <br />cause commissions are loaded onto your very own visa debit card with your company logo on it. OPTIONAL, no obligation...You can just save and manage your money to have a healthier financial situation. ;)