A secured personal loan is a loan which is provided by the banks against the security and collateral. A collateral or security is the property or any other financial assets you provide to loan provider as a guarantee that in case you couldn’t repay their loan than they can use that asset to recover their money loaned to you. Here two things are mainly needed; the asset provided by the loan borrower and the credit history of loan borrower. http://www.personalloanscarloans.com.au/