Payday loans are harder to get rid of, since they carry a high rate of interest. If you are entrapped into multiple such debts, you can consolidate payday loan debt to make your payments regular and affordable. If you miss out, the collectors will start calling to remind you about the missed payments and outstanding dues.

However if the collectors call you at unearthly hours, or threat you with arrest, you need to be aware of their authenticity. You should know about how the payday loan collection scams work, so that you can avoid falling prey to any amongst them.