Christina Lazrak, REALTOR in Chelmsford, MA discusses mortgage applications and tips with PAul Godbout of Home Loan Investment Bank, for the move up home buyer. Homeowners in Billerica, Dracut, Chelmsford and Concord have asked for tips on the mortgage application process for pre-approval before buying a new home. Real estate investors and those looking to buy single family homes and condos are encouraged to obtain home loan pre-approval before listing and selling their home and shopping for their next home purchase in Billerica, Concord, Chelmsford or Dracut, MA. Massachusetts has many HARP home loan programs available, contact Christina Lazrak (978)935-9668 at 173 Chelmsford, Chelmsford, MA or visit website at www.christinalazrak.com