http://www.carwashloansinfo.com The main reasons car wash loans are declined are 1) Lack of verifiable cash flow 2) Stale or inaccurate financials and data 3) Insufficient equity into the transaction 4) Lack of direct industry experience 5) Poor credit score 6) Declining trends due to outside circumstances (construction, weather, competition, etc). Have your transaction pre-qualified to know what the possible difficulties might be with you loan.