Personal Finance Steps in Your 50s - as part of the expert series by GeoBeats. Now, the person who has moved on, they are in their 50's. They are getting closer to retirement. They possibly want to further accelerate how much they are putting into their retirement account. But they also want to look at moving to a stage of financial independence. That means that they have saved enough where they have, you know, seven times their, they want to get to a point where their investments are seven to ten times their earnings so that they can gradually make that transition into financial independence, where they are not tied to a position. They have enough that they could possibly by doing what they want to be doing.