Attorney Adam Minsky joins Forbes Talks to discus President Donald Trump's "Big Beautiful Bill” and how it will affect borrowing for higher education.

Minsky explains the phasing out of income-driven repayment plans , the imposition of caps on Parent PLUS loans , and the profound impact on graduate student financing. Minsky also explores the potential for increased reliance on riskier private loans and the long-term consequences these changes could have on the economy and future workforce.

Read the full story on Forbes: https://www.forbes.com/sites/adamminsky/2025/07/15/student-loan-borrowers-do-these-5-things-as-the-big-beautiful-bill-takes-effect/

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0:00 - Introduction: The "Big Beautiful Bill's" Unprecedented Student Loan Overhaul
3:20 - How This Impacts New Undergraduate Borrowers
5:30 - Major Changes for Graduate Students
8:20 - The Risks of Private Student Loans
9:34 - The One Piece of Good News: Public Service Loan Forgiveness (PSLF)
11:47 - Will Universities Change Their Approach?
12:45 - Advice for Prospective Students
14:02 - Action Items for Current Borrowers

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