Islamic financial products and instruments are financial solutions that comply with the principles of Islamic law, or Sharia. These products are designed to avoid activities prohibited in Islam,

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such as interest (riba) and excessive uncertainty (gharar). Islamic banking products include savings accounts, investment funds, and insurance, all structured to align with ethical and religious guidelines. Islamic modes of financing, such as Murabaha (cost-plus financing),

Mudarabah (profit-sharing), and Ijarah (leasing), offer alternative ways to provide capital while adhering to Sharia principles. These Islamic finance products and instruments emphasize fairness, transparency, and risk-sharing among all parties involved.

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