This HEALTH MISTAKE Will Cost You LAKHS | Room Rent Limit Upgrade Is NOT a Scam
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Advice:
[1] Don't buy health insurance with a room rent capping / limit.
- If your sum insured is more than 5 Lakhs, then you can go ahead an buy health insurance with no room rent capping. But, think again before buying such policy if you've pre-existing diseases like heart condition, cancer, etc. As it will cost you a lot of money and you don't want to spend on these expense out of your own pocket.

[2] Only buy health insurance with a room rent limit when your sum insured is less.
- Yes, buy health insurance with room rent capping only when you don't want to spend more on private or semi-delux suite rooms. Because it will be costlier and it will burn down your health insurance corpus a lot.

Note - Exceeding the ROOM RENT LIMIT has a Negative impact on the Total Claim Settled by the insurance company.

✅ WHAT YOU CAN DO - During hospitalization, sort out the connection between the room-rent limit and other expenses.

Topics covered in this video
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Room rent limit
Room Rent Capping
Upgrade room rent limit
Upgrade room rent capping
Health insurance mistakes
Health insurance scam
Room rent limit is not scam
Room rent limit scam
Room rent capping scam
Room rent capping is not scam
Buy health insurance with room rent limit
Don't buy health insurance with room rent limit
Don't buy health insurance with room rent capping
Buy health insurance with room rent capping
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