Alarming video shows how criminals have been able to get around anti-fraud measures for online banking - using an illegal service.

Fraudsters were charged a subscription fee which helped them socially engineer banking customers into disclosing genuine one-time-passcodes, or give other identifiable information.

A basic package allowed multi-factor authentication to be bypassed on platforms such as HSBC, Monzo, and Lloyds so that criminals could complete fraudulent online transactions.

NCA cyber investigators believe over 12,500 people were targeted between September 2019 and March 2021, when it was taken offline after the trio - Vijayasidhurshan Vijayanathan, Callum Picari and Aza Siddeeque - were arrested.