http://homesavingcenter.com Many Americans have attempted to work directly with their lenders to get their loan modified. Watch this CNN Report on the Results on Doing Your Own Loan modification. People go through all this frustration and anguise only to end up losing their homes to foreclosure. If you are a homeowner concerned about your adjusting mortgage rate, if you have had hardship such as loss of job, cut pay or other issues which caused you to get behind on your mortgage payment You need to have the correct representation in save your home from foreclosure. Don't allow the banks to do to you what has been done to these people, get the correct Legal Representation and get you loan modified and save your home from foreclosure. Call for a Free Consultation