A woman on a $100k-a-year salary says she's had to "downgrade" her lifestyle due to the cost-of-living crisis - by giving up the gym and forgoing meals out.

Natalie Fischer, 25, and her husband, Keldon, 30, both worked in the tech industry and each earn six-figure salaries - with a combined $200k between them.

As the pair started to earn more money Natalie says they experienced "lifestyle creep" - where they would increase their spending in line with their increased salaries.