People are going through tough financial times all over the planet, but that doesn't mean you can't take just a few steps to make your dollars go further.
Certified Financial Planner Angela Moore says her number one tip is to automate your finances: as soon as possible, and as much as possible.
According to Business Insider, Moore suggests reevaluating your budget periodically. If you lose your job, what could you do without?
At the same time, begin building your emergency fund if you haven't already. One tip is to try living on the hypothetical unemployment budget, and bank the difference.
Finally, build three separate accounts. The first is for your monthly costs, and the second is for your emergency fund.
The third is a sinking fund for irregular expenses you know are coming up, such as holidays, vacations, or dental or medical work. Automate them all!