https://dickoko12.blogspot.com/?book= 1137375752
Small- and Medium-Scale Enterprise (SME) Finance is a brief guide to designing and implementing a SME finance program within a commercial bank or other financial institutions, such as an NGO. This work covers the rationale behind SME finance ? why it makes sense for a bank to enter this market sector, followed by a step-by-step approach to designing and implementing the program. Munro highlights the need to automate the lending process, and offers a lengthy description of how this can be accomplished. Examples of loan application, analysis, profitability management templates, and approval forms are included along with instructions for use. Additional formats are provided for loan officer goals and periodic reviews, as well as a model credit scorecard to use as a 'sift' for loan applicants.