http://www.helpsavehomefromforeclosure.com/ If you want to avoid seeing your house added to the home foreclosure listings in your area, the first step is to contact your lender when you begin struggling to make your mortgage payments on time. It is very possible that they will work a deal with you that allows you to keep your home, and avoids them having to add another property to their portfolio that they cannot resell easily. The worst thing that you can do is avoid the situation. Communication is the key. Not only will you increase your chances of staying in your home, but you will also decrease the amount of stress that facing home foreclosure causes.