Paying off student loans after graduation is a drag--everyone knows that.
But still, there is one bright side to the whole sorry situation.
If you pay your bills on time, your credit score will rise along with it.
That can help you secure a job, a car loan, or even a mortgage.
On the other hand, if you're late on payments too often, there's trouble.
A black mark from your lender will stay on your credit record for seven years!