While current numbers don’t match the historically low rates of 2012 and the first half of 2013, they’re still nothing to sneeze at. Average 30-year mortgage rates started 2014 at an average of 4.42% and dropped to just under 3.9% by the end of the year. Call me at 1-800-929-0625 or visit the website http://www.mortgagelowestrate.ca/mortgage-renewal.htmlto get started