https://www.youtube.com/watch?v=k9vXYUAMKN8 - Direct payday lenders no third party companies and regular installment loan lender, which are some of most common types of lenders that people use these days. The type of lender a person chooses depends on their specific situation and what they're looking for such as the amount they need to borrow, the preferred repayment period, and their credit history.

Payday loans provide smaller personal loans that are easier to qualify for but are meant for short-term use. They also charge a higher interest rate for the convenience and speed of securing the money. At the same time they don't require any personal credit to qualify for the money which makes them a popular option for people with bad credit.

On the other hand, installment loans provide higher loan amounts that are meant for longer periods of time. They are based on the person's credit but normally the interest rates will be much less than with payday loans.

It's good to compare several options to decide what is best for your specific case.