https://www.youtube.com/watch?v=k9vXYUAMKN8 - Direct payday lenders no third party companies and regular installment loan lender, which are some of most popular types of lenders that people often use. The type of lender a person decides to use depends on their specific situation and what they're looking for such as the amount they want to borrow, the preferred repayment period, and their credit history.

Payday loans allow for smaller personal loans that are easier to qualify for but are meant for short-term use. They also charge a higher interest rate for the convenience and speed of securing the funds. In fact, they don't require any personal credit to qualify for the loan which makes them a popular option for people with bad credit.

On the other hand, installment loans provide higher loan amounts that are meant for longer periods of time. They are based on the person's credit but normally the interest rates will be lower than with payday loans.

It's good to compare multiple options to figure out what is best for your situation.