Përdorimi i kartave bankare - Vizion Plus - News - Lajme
VizionPlusAlbania
2015-11-22
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Shqiptaret besniket tradicionale te mbajtjes se parave cash, tashme janë kthyer ne përdorues te kartave bankare, por transaksionet qe ata kryejnë janë ne nivele te ulëta. Sipas te dhënave te bankës se Shqipërisë ne përdorim janë gjithsej 1.1 milion karta, debiti dhe krediti. Peshën me te mëdha e zëne kartat e debitit, ose ato ku tërhiqen pagat, me 656 mije te tilla. Krahasuar me 2011, viti qe lame pas shënoi një rritje te kartave ne total me 48 %, tregues ky i zgjerimit te numrit te konsumatorëve. Sipas bankiereve ka një shpjegim pse ka me shume karta debiti sesa krediti. Po duke ju referuar te dhënave te bankës se Shqipërisë edhe shitblerjet qe kryhen nëpërmjet kartave kane shënuar rënie. Nëse ne 2011 mesatarja e transaksioneve për një karte ishte 10 mije lek, ne 2012 kjo vlere ra ne 7300 leke, tregues ky edhe i krizës ekonomike. Me një karte debiti kryesisht qytetaret tërheqin pagat ne bankomate, pranoj numri i tyre është i larte. Ndërsa kartat e kreditit përdoren nga njerëz me te ardhur te mesme ose te larta, fakt ky i cili tregon për numrin e vogël te përdorimit te tyre.
Albanians traditional loyalists holding cash, have returned to the user bank cards, but the transactions that they perform are at low levels. According to the Bank of Albania, we use a total of 1.1 million debit and credit cards. The larger share debit cards, or those where the drawn salaries, with 656 thousand such. Compared with 2011, the last year recorded an increase in total cards by 48%, an indicator of expansion in the number of customers. According to bankers has an explanation for why there are more credit than debit cards. Yes, referring to the Bank of Albania transactions performed through the cards have decreased. If in 2011 the average for a card transactions was 10 thousand lek, in 2012 this value fell in 7300 leke, an indicator of the economic crisis. With a debit card mainly attract citizens salaries ATMs accept their number is high. While credit cards used by people with middle income or higher, a fact which points to the small number of their use.
Albanians traditional loyalists holding cash, have returned to the user bank cards, but the transactions that they perform are at low levels. According to the Bank of Albania, we use a total of 1.1 million debit and credit cards. The larger share debit cards, or those where the drawn salaries, with 656 thousand such. Compared with 2011, the last year recorded an increase in total cards by 48%, an indicator of expansion in the number of customers. According to bankers has an explanation for why there are more credit than debit cards. Yes, referring to the Bank of Albania transactions performed through the cards have decreased. If in 2011 the average for a card transactions was 10 thousand lek, in 2012 this value fell in 7300 leke, an indicator of the economic crisis. With a debit card mainly attract citizens salaries ATMs accept their number is high. While credit cards used by people with middle income or higher, a fact which points to the small number of their use.
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