http://goo.gl/VagxPq | A higher rate of interest usually comes with a higher level of risk as companies that are not financially sound or have a low credit rating are usually the ones that offer a higher rate of interest to attract customers. In general, company FDs currently offer between 9% - 15% as interest. Investors must be on the lookout for companies that claim to offer over 15% rate of interest on their fixed deposit schemes. These companies are usually risky investment options.