Markets are rallying ahead of real economy, asserts Uday Kotak - Vice Chairman of Kotak Mahindra Bank. He is of the belief that CPI data in January and US jobless data will determine a data centric RBI Governor Raghuram Rajan's decision on a rate cut. ET NOW’s Supriya Shrinate began by asking him if the high NPA level in India's banking system is an issue he loses sleep over? Here's an excerpt of this exclusive interaction.