Before you decide where to apply for your Truck Finance or Truck Loan you must read below!!
If anyone tells you getting truck finance is easy, you are either going to be paying too much or you are going to be disappointed when the answer comes back no!
- See more at: http://harleyfinance.com.au/business-finance/truck-finance/
Main Stream Lenders (Banks), the ones with the best rates, are no interested in risky business. That means unless you have all possible scenario's covered they are not going to approve your Truck Finance or Truck Loan.

There are some Golden Rules (Questions that need to be answered) that must be covered. (Very few meet them all, so a professional presentation will be required to over-come some.
1. Is the Truck suitable for the work required?
2. Is the amount to be financed realistic?
3. In the event of problems do you have more than adequate fallback money?
4. Are you of good financial character?
5. Is the value of the truck similar to the borrowing amount?
6. Is the business you have or intend to have financially viable?

There are a few of things that will significantly increase your chances of success.
1. If you own property (home or investment) with good equity
2. Good Credit for similar amounts of money
3. Cash or Trade In deposit