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An annuity is useful for people who are retired who want to earn a regular income over their lifetime. One of the biggest attractions of an immediate annuity or a variable annuity is that the tax on the income can be deferred. Annuities such as immediate annuity offer the benefit of the income almost instantly, as soon as the borrower has paid a lump sum to the insurance company.

If you are looking for an immediate or a variable annuity then it is important that you find an experienced annuity advisor. An experienced advisor wil help you decide whether an immediate annuity or a variable annuity i right fir you. In fact a good expert will explore all the other annuity options for you to make sure that you get the deal that suits your circumstances.

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