Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is it hard to get a citibank secured credit card if you have a 2005 bankruptcy and a 457 fico score? - i got an applied bank secured card and have paid on time for four months now but notice they dont report to equifax so now im looking for a better card that will eventualy go to a regular card instead of secure after making on time payments and city bank is one of them that do i dont wanna waste my time and send deposit if i have no chance of gettin aproved for a secured account -