Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What happens if you don't declare bankruptcy? - hello-

i'm a definite bankruptcy candidate - chapter 7 - and was told by a collector that i have to file by the 30th (today). otherwise i will be sued. now, i'm definitely declaring the only issue is that i don't have the money for a lawyer right this second. what happens if i don't file before i get sued? i've stopped making payments for 10 months now. -