Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Bankruptcy in the state of Georgia-know a little about chapters 7&13, but need to know few things- first-? - know filing will immediately stop a foreclosure sale, but after filing is there a way to discontinue bankruptcy proceedings at the court date, for example if the repayment option is not financially feasible? I am trying to delay a foreclosure sale to have time to vacate and move belongings and possibly find a buyer to payoff the note. I would prefer not to have the burden of bankruptcy. Also, some lawyers have contacted me and said they can file electronically the same day. Is this true and am I required to take credit counseling first in Georgia. Thanks and I welcome any advice. -