Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can I buy a home after going bankrupt - or is there a better alternative to bankruptcy? - I'm hoping to get some honest answers from either those who have gone through the process, or those who work in finances. And yes, I plan to speak with a professional advisor, but want to get some opinions first. I live in Canada.

Over the past few years, I've had some health issues that have made it impossible to work steadily, and I've built up way too much debt because of it. I (always) pay my credit cards on time, but I'm only paying the minimum, so the debts aren't going down at all, plus the payments are made from my overdraft...and recently, I was injured at work and now only make just over half my regular income, so it's even harder to pay the bills. I don't know what the best option is for me because my partner and I wish to buy a home in the future but I've been set back quite a bit and don't know where to start. Any suggestions would be appreciated. -