Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If I file for bankruptcy after a foreclosure... will I still be in debt for the home? - I am waiting for a short sale on my home but the foreclosure papers have just started and I was told that I had to file bankruptcy before the foreclosure was final in order to keep the house debt (judgment) from staying on me. I am waiting for the short sale to go threw to save what I can of my credit but being told that if i wait till foreclosed on then it will be too late and there will be a judgment on me for the home loan even after filing bankruptcy. -