Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What happens to your credit cards when you file for bankruptcy? - meaning, what is the process? what happens to my credit card debt? does it get erased??? what kind of information do the credit card companies give? or do i give the information? sorry, i am just clueless about the process of bankruptcy and it looks like i don't have a choice. i just wondered what happens to the credit card debt -