Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - My mother owes 29K credit card debt. Owns outright a mobile home worth about 70-80K. 72years old, So Cal? - I know it sounds bad, we weren't aware the extent of the debt left by her ex husband. (an otherwise wonderful man.) No lectures, no told-ya-so;s please. Just advice. What should we do? Reverse mortgage? Bankruptcy (last choice)? Sell? Tax Free Gifts from the kids? (a minor hardship for us but not impossible) please help, sincere replies appreciated. thanks -