Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Help please! What grammatical errors have I made? - Here is my third paragraph in a research paper I'm working on. Can you please look over and point out any grammatical errors or way I could improve?

My central theme/thesis is that high schools should require financial planning classes. I have not cited all my sources appropriately- I know that and will remedy once I have any grammatical errors corrected...

Financial mistakes are often felt when it is too late -