Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Dealing with creditors after a long illness? - I was unable to work due to 3 incurable illnesses that I have. I just recieved ssdi. I nearly died this summer from trying the HepC treatment(I never used needle drugs-had it since a child). My nervous system is shot to date from the drug side effects. I was not successful with treatment. Also I have degenerative spine and disc disease which is untreatable. I notified all my debtors that I was having health issues and waiting for social security and that I was extremely ill. I have been returned to my debtors by credit collectors and then bounced back into other credit collector hands. I am trying to reconcile my debt but the ridiculous amount of interest penaltie and other stuff they add on my bills are 3-4 times higher than they should be. At this moment I have a summons for a hearing on a 4300. bill that I owe around 1200. or less on. When I got SSDI I lost my medical coverage because I am under 62 I have to wait 2 years. My monthly deductable is 950. before I can get help with any medical or prescription bills. I am high risk. I just paid $113 today on a small part of my prescriptions. Total monthly are over $600-more than anything I should be going to the doctor regularly. I am trying to pay the real amount I owe on these bill and sacraficing the money I should be using to keep me healthy and go to the doctorl. Each and every person I owed money to was informed of my crisis. My ssdi is max so too much to go to legal aid but not enough to go to the doctor pay bills and buy prescriptions. I am getting sicker and need to keep monitoring my health-I have been ignoring it to pay these bills but I don't want these people to screw me like they are. Can't file bankruptcy have equity loan on home that I have to renew this coming year. The bills are around a total of 8K but I only owe about 3000 which included interest up to the time I let them know I was having severe mdeical problems. -