Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How to i file bankruptcy in Australia ? can barely afford 2 buy groceries yet alone pay my gredit card!.help!? - If you can't afford groceries, bankruptcy WON'T help. You STILL won't be able to afford groceries. Until you increase your income, simply STOP paying the credit cards. It won't do any more damage to your credit than a bankruptcy, and even if they sue and win, they CAN'T take what you don't have. -