Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Left house in april 2009. Now we have a 1099 that says we are going to owe $18,000 in taxes? - So we left our home in April of 2009 and stopped making payments on it due to my husband loosing his job. All we ever heard from the bank is that we were late on payments. We where waiting to file bankruptcy until we got some paper work from the bank this is what we where advised to do. Well now we have a 1099 and the tax lady say's we are going to owe about $18,000. My question is can we still file bankruptcy on this or are we really screwed now! I have no idea on what to do I don't even have enough money to get a lawyer as my husband is still unemployed. Any help or advise would be great thanks!!! -