Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I just got a job, and I need some advice. I want to pay my debt, but I also want a secured credit card...? - I have nearly $5,000 in debt and want to pay it off. But at the same time I want to get a secured credit card, only for emergency use only just in case. I hope to have all my debt paid off in 2 years. Any advice on what I should do? I really don't want to consolidate or file bankruptcy because they both look bad. -