Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Company falsifying credit report to sell product? - Car dealership falsifying my credit score to appear higher than usual then giving me an extremely high APR even WITH a cosigner. I went through bankruptcy a couple of months ago and needed a cosigner to purchase a used car. They ran our credit score and EACH of us had 750s in our credit score. We said there must be a mistake because 1.) They typed both of our addresses wrong 2.) They did not know I went through a bankruptcy and should not have such a high credit score. Each of our APR was 7.99%.

We questioned the sales rep and he told us that there is a typo on (suspiciously) both of our addresses and that it's only in their system. After we explained that there is a bankruptcy in my report, he was surprised and immediately told us that the credit score we see doesn't matter at all and that only our credit history matters. Despite both of our credit scores being above 750s -