Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Filing a chapter 7 bankruptcy, we don't have any property? - What happens if you file a chapter 7 bankruptcy and you don't own any real property? No house, no valuable property, everything owned is the standard practical household stuff and the vehicle is financed. Is it possible to keep the vehicle? Can we still file without any property to liquidate? We're keeping our heads above water but can't begin to touch our debts no matter how hard we try. -